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Welcome to our final property newsletter for 2021

From 1 November 2021, new lending criteria was introduced, and lenders must now assess new borrowers’ ability to service a loan. Here, we explore what the changes are, why they were introduced and what this may mean for you if you’re considering applying for a loan.

If you're thinking of selling your home, you should read this article. There's more involved than a neat and tidy house and a for-sale sign. Find out more here.

Choosing whether to buy a home first or sell your current property then buy can be tricky. Discover more about bridging loans here and find out about the pros and cons of selling first and buying first.

And, in our final article for the year, we take a look at credit scores – what they are, how lenders use them, and why we need them?

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on (08) 9315 4788 or email admin@explorewealth.com.au

Kind regards,

Explore Wealth Management

Raising the bar: How tighter lending criteria will impact you

With the Australian property market continuing to rise, APRA has stepped in tightening lending criteria. Read full article >>

Selling your home? Here are the first steps to take

There is more to selling your home than putting up a ‘For Sale’ sign on your front lawn. Here are the first things you should check off your list to help you get a favourable result from your investment and to ensure the process runs as smoothly as possible. Read full article >>

Bridging loans: should you buy or sell first?

Explore the pros and cons and decide if a bridging loan is right for you. Read full article >>

Credit scores and credit reports

Check your credit score and credit report for free. Read full article >>