Explore Wealth Management eNewsletter

Welcome to our spring newsletter.

Find out how to take a break from spending this spring and set yourself up for Christmas. Get up to speed on the rent-versus-buy debate, and take a look at the new generation who are setting up SMSFs. If you’re in renovation mode, the AMP renovation budget tracker can help keep your costs on track.

There are new rules for government pensions to be aware of, and we investigate the importance of insurance. And finally, Dr Shane Oliver looks at what’s been happening on the markets in recent years.

If you have any questions regarding any information in this newsletter, please contact us today.

Your Team @ Explore Wealth Management

What happens if I let my insurance lapse?

Like many Australians you may be wondering if your cover can adapt to your needs.

The essential tool for any renovation: our budget tracker

More than 43% of Australian homeowners are planning a renovation according to a recent survey[1]. If that sounds like you, make sure you’re not one of many people also poised to blow the budget.

Saving in a material world

It’s not easy to be thrifty in our consumer society. We’re surrounded by so much temptation that it can be difficult to avoid spending money.

New rules for government pensions

Will the changes reduce the amount you receive?

From 1 January 2015 new Centrelink rules could affect your government age pension entitlements for the rest of your life. Let’s look at what the changes could mean for you.

Glass half empty or glass half full?

Dr Shane Oliver answers question submitted by reader Russell from Altona, Victoria about what’s been happening on the markets in recent years.

Am I too young for a self-managed super fund (SMSF)?

Some of my friends in their 30s have set up an SMSF. I don’t have a large super balance but want control. Is it worth it?

Am I better off renting or buying a home?

It’s a hot topic. The rent-versus-buy debate has been pulled every which way in the media and laid bare in the recent Reserve Bank of Australia report[1].

But when all’s said and done, the possibilities are surprising. In fact, when it comes to where you live, you’re likely to have more options than you’ve considered.

E: admin@explorewealth.com.au
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Greg Healey (ABN 40 903 379 148) trading as Explore Wealth Management is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licence 232706 and Australian Credit Licence 232706
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