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Edition 31 view edition

Caring for the young and older

“The Sandwich Generation” is a recently coined term that refers to a generation of adults who are responsible for the care of their aging parents while also supporting their own children. Along with the emotional stress, providing care for two generations at once can result in huge financial pressures. Here are some suggestions on how to help ease the pressure for your household.

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Give yourself a career check-up

Health... check. Finances... check. Career... check?

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The virtue of (salary) sacrifice

When you make a sacrifice, you're usually giving something up with the expectation of future gain.

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Time to sell the family home?

With the children gone and things slowing down it may be time to downsize.

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What to do with a windfall

So you've come into some money-now what to do with it? Planning is key.

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New (financial) year, new resolutions

1 July is the ideal time to start putting your finances in order

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More Aussies are planning to give

With hundreds of billions of dollars set to pass to the next generation in coming years, who'll get your share?

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‘Superfoods’ for your health - Supercharge your diet

Next time you go to the supermarket walk straight past the processed foods, frozen snacks and sugary treats and add some superfoods to your trolley. Superfoods have incredible health benefits, packing a nutritional punch that helps protect against cancer and heart disease, lower cholesterol, protect the organs from toxins and improve digestive health.

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Edition 30 view edition

How can the equity in my home fund my retirement?

In this video we look at how the equity in your home may be able to help improve your retirement lifestyle.

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Aged care and granny flats come with their own rights

by Rachel Lane, Principal of Aged Care Gurus

A granny flat is an ideal solution for many families with ageing parents who are not ready for the nursing home, but it’s not always simple. Little is known about the ‘Granny Flat Right’ and its financial and legal implications.

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School's Out!

If your kids are finishing high school and you’ve paid your final fees, it’s time to turn your attention to help securing your financial future.

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Move over America: China takes over as the world's biggest economy

China has surpassed the US as the world's largest economy - at least when the figures are adjusted for Purchasing Power Parity (PPP).
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Your personal disaster plan – where are your important documents?

We live in a country where floods and fires are common and where you may not have much notice that such events are imminent.

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Saving tips over the silly season

With Christmas and New Year fast approaching, it’s more important than ever to manage your expenses and keep within your means. 

Here are 20 great savings tips to help your dollar go further during the silly season!
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Trifle

This fruit-packed trifle is a delicious, guilt-free dessert.

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Edition 29 view edition

What happens if I let my insurance lapse?

Like many Australians you may be wondering if your cover can adapt to your needs. |READMORE|

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The essential tool for any renovation: our budget tracker

More than 43% of Australian homeowners are planning a renovation according to a recent survey[1]. If that sounds like you, make sure you’re not one of many people also poised to blow the budget. |READMORE|

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Saving in a material world

It’s not easy to be thrifty in our consumer society. We’re surrounded by so much temptation that it can be difficult to avoid spending money. |READMORE|

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New rules for government pensions

Will the changes reduce the amount you receive?

From 1 January 2015 new Centrelink rules could affect your government age pension entitlements for the rest of your life. Let’s look at what the changes could mean for you. |READMORE|

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Glass half empty or glass half full?

Dr Shane Oliver answers question submitted by reader Russell from Altona, Victoria about what’s been happening on the markets in recent years. |READMORE|

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Am I too young for a self-managed super fund (SMSF)?

Some of my friends in their 30s have set up an SMSF. I don’t have a large super balance but want control. Is it worth it? |READMORE|

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Am I better off renting or buying a home?

It’s a hot topic. The rent-versus-buy debate has been pulled every which way in the media and laid bare in the recent Reserve Bank of Australia report[1].

But when all’s said and done, the possibilities are surprising. In fact, when it comes to where you live, you’re likely to have more options than you’ve considered. |READMORE|

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Edition 28 view edition

Planning to win

We caught up with Sally Pearson, one of Australia’s greatest Olympians and the fifth fastest 100m hurdler in history. We asked how important planning is to her success.

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The generation game

We ask Dr Shane Oliver his thoughts on investment strategies, sequencing risk and changes to the age pension

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Is property investment for me?

Australians love property but the idea of property investment—and where to start—can be daunting. One way to get started sooner is by unlocking the value in your home to invest. But it pays to understand the risks as well as the benefits.

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Users to pay for aged care

The decision around whether to get some home help or move to where you or a loved one can get support and care is never an easy one.

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Planning to avoid financial mistakes

Selling shares when prices have tumbled or buying a house at the height of a property boom only to dispose of it when the market falls are among the financial set-backs that can happen to anyone on the road to retirement.

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Edition 27 view edition

Home equity could help fund aged care

A person’s home is their castle and any equity in it is the owner’s to use as they wish.

But the large amount of untapped wealth that is tied up in homes around the country has not gone unnoticed by the Government and others.

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Australia’s growing population. Get ready.

There are 5.2 million boomers in Australia born from 1946 to 1964. This compares with six million generation Xers born between 1965 and 1983. Generation Y, born across the 18 years to 2002, is expected to peak at about 7.4 million next decade.[1]

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Closing the insurance gap

Will your insurance stretch to cover the needs in your life? Most Australians fall way short – as you’ll read here.

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Making a smooth transition

With a Transition to Retirement strategy you can continue working and access your super.

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What’s in store for 2014?

Dr. Shane Oliver shares his thoughts on interest rates, the death of car manufacturing in Australia and the opportunities for investment markets this year. Read on for some insightful answers.

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Access your finances on the move

AMP’s digital tools can help you take control of your money and own your tomorrow.

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Edition 26 view edition

Busting the super myths

There are plenty of myths about superannuation out there. Let’s set the record straight.

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Low rates, high expectations

With the mining boom over, what will the New Year have in store for the Australian economy? Here’s a closer look at interest rates, growth opportunities and property investment.

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Be prepared!

The bushfire season has got off to an early and devastating start. The New Year is a good time to reinforce your plans to protect your home and finances.

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Breaking the mould

In a rapidly changing world, Australian families are embracing new ways of living together. We look at what this means for managing your finances.

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MySuper is coming!

The arrival of MySuper in the New Year and recent changes to the way super works are good reasons to take more interest in your retirement savings.

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Is it time to downsize?

You’ve retired, the children have left and the family home feels a little too big. The festive season may be a good time to look at the pros and cons of downsizing.

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Edition 25 view edition

Practical matters

Wondering how the latest economic trends can affect your life? Here’s a closer look at budget surpluses, housing bubbles, interest rates and market shares.

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Super for contractors

Just because you’re a contractor doesn’t mean you should forget about building your retirement nest egg.

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Investments in a class of their own

Put a spring in the step of your finances and consider which assets to invest in.

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A happy and healthy retirement

Is retirement on the horizon for you? Have you started to think about what that means? Here’s a checklist to help gather your thoughts.

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Life managed!

Register for an Australia Post Digital MailBox today and discover a new way to organise your life—online.

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Edition 24 view edition

Ring out the old (financial) year, ring in the new!

The new financial year is fast approaching and this may be a good time to put some plans in place to stay on track for your retirement.
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Federal Budget 2013/14 – super highlights

The budget confirmed some important changes to the way your super contributions and earnings are taxed.
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A ‘super’ way to get insurance cover

Looking to buy personal insurance? We explore the advantages and disadvantages of holding insurance through your super.
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Investing in infrastructure

Wondering how to diversify your portfolio, achieve capital growth and earn an income? An investment in infrastructure may be what you’re looking for.
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SMSF The property connection

Thinking of borrowing money to invest in property through a self managed super fund (SMSF)? We explore some of the ins-and-outs involved.
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Edition 23 view edition

New year, new job?

Congratulations on the new job! Now it’s time to think about your superannuation, as you could end up with multiple super accounts.

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Move ahead with the right plan

Forward planning can help to maximise your savings before winding down from the work force.

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Make it last

Looking forward to your retirement? We discuss how you can manage your retirement nest egg.

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The right cover – for a lifetime

Baby boomers may need to keep their insurance for longer in the new multi-generational Australian family of the 21st century.

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For better… or for worse…

When you’re together it may be easy to grow your super together. But what happens to your super savings when you’re facing a divorce?

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A high return on ‘educational’ investment

Education pays – and it’s becoming more attractive to successive generations, reveals an AMP.NATSEM report that looks at education and innovation in Australia. 

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Towards more positive trends

Recovery and growth remain a key focus for the global economy, and there’s good news for the Australian economy too. Dr Shane Oliver, Head of Investment Strategy and Chief Economist at AMP Capital, talks about key market movements and economic developments.

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Almond and cranberry biscotti

For a treat, try making this sophisticated Italian inspired snack.

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Edition 22 view edition

Know your insurance

Insurance may be full of tricky terms, but knowing what they mean is key to ensuring you and your loved ones are protected financially against unexpected life events.
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Got term deposits on your mind?

With continuing market volatility, term deposits are increasingly popular as a safer alternative. We look at their pros and cons as an investment strategy.
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Super – in it for the long term

Changing the way you think about super could make a major difference to your long-term plans.
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A time to talk

Have you shared your retirement plans with your loved ones? Leaving full-time work can mean many changes for you and them, so make the time now.
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Keep track of all that moves

Investment cycles, A-REITs, the Australian dollar and President Obama – where are they all headed?
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Coming into an inheritance

Coming into an inheritance can be exciting, but means more responsibility. We discuss how to make the most of an inheritance and the potential tax pitfalls.
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Time to top up

Taking advantage of the government co-contribution to grow your super is a great idea. Here’s why.
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Silverbeet and ricotta pizza

A great way to get more green vegies into the family, that everyone will love.
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Edition 21 view edition

Make the right transition

You may need to review your transition to retirement arrangements in light of changes to the way superannuation contributions are taxed.

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Super simple solutions

Is your super scattered all over? If so, what about any insurance you hold inside it? Get super savvy today by bringing it all together into one account, so you can be better off tomorrow.

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Financial markets focus Q3: Your questions answered

Dr Shane Oliver, Head of Investment Strategy and Chief Economist at AMP Capital, talks about key market movements, and the impact internationally and at home.

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Care for the aged

We take a closer look at the impact of the Australian government’s proposed reforms to the aged care system and the importance of making financial provision for your latter years.

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Family finances: How to get on top of it

Want more financial security and better control of your family’s finances? Here’s a look at what you could do to prioritise and plan to make your hard-earned money go the distance.

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Edition 20 view edition

Making the most of your asset building years

Harness your peak earning years to achieve important financial goals, with the right mix of asset building strategies.

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Budget matters for your super

A $1.5 billion Federal Budget surplus was unveiled on 9 May 2012, but what’s in it for you and how may it affect your super? We took a closer look.

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Financial markets focus Q2: Your questions answered

Dr Shane Oliver, Head of Investment Strategy and Chief Economist at AMP Capital, talks about key market movements, and the impact internationally and at home.

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Insuring the value of unpaid work in the home

The value of unpaid work in the home can sometimes be forgotten. Do you have a partner who works part-time or not at all? There are plenty of reasons to ensure they are insured.

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Investment lessons of a lifetime

When you learn, you must learn from the best. And when it comes to investing, who better to learn from than legendary investor Warren Buffet?

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Edition 19 view edition

Make debt work for you

Debt can be a benefit or a burden, depending on how you manage it. We look into how you can manage your debt to your advantage.

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Protect your loved ones

Have you thought about what would happen to your super when you die? Super could be one of your most valuable assets and there are ways to ensure the benefits go to the right people.

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Is retirement on your radar?

Ease into retirement by moving from working full time to part time and save on tax.

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Future proof your income

Working hours for Australians are getting longer, so ensure that all your hard work is not at risk.

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A roadmap to your retirement

AMP’s newly launched online Retirement Simulator makes planning for your retirement a much smoother experience and, most importantly, you get to decide how to achieve your retirement goals.

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Edition 18 view edition

Insider's guide to better home loan savings

Home loan weighing you down? These 10 tips from AMP Bank could help you ease the pressure.

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The best legacy

If you’re wondering what will happen to your wealth after you’re gone, it might be time to look into estate planning. We spoke to Emma Woolley, Hall & Wilcox Lawyers Special Counsel, and estate planning specialist to find out more.

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Making cents of super

A common question with super is ‘Do I have enough?’ Between daily budgets, projected incomes, debt and cost of living statistics, it may seem rather complicated, but is it really? We explored a little more.

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Facing a fear of heights

In October 2011, over 150 people abseiled AMP's 26-floor, heritage-listed building in Sydney to raise money for young Australians in crisis.

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Lamb skewers with fresh bay leaves

Make the most of our great Australian Summer with this delicious BBQ recipe by Stephanie Alexander.

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Edition 17 view edition

Is salary sacrificing for you?

Salary sacrificing. Everyone’s talking about it, but what’s in it for you? Why sacrifice any more of your hard-earned salary? Here’s a closer look.

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A super way to insure

It’s a timely opportunity to review your insurance cover when bringing your super together.

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The cost of securing a clean energy future

Debate around the carbon tax is wide and varied, but here’s what we know for certain.

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New financial year, new job?

Changing jobs? Facing redundancy? Manage the uncertainty with a tax-effective super strategy.

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Caramel slice recipe

Delight your loved ones with a caramel slice

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Edition 16 view edition

$5 billion in lost Super - is some of it yours?

As of June last year there were 6.1 million 'lost' or unclaimed super accounts, with a total balance of over $5 billion, according to a recent study by SuperRatings. Is some of it yours?

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Own your dream home sooner

Owning your dream home may seem like a lifetime away, but you may be surprised that with the right strategies, smart planning and plenty of motivation, you could be celebrating sooner than you think.

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Why good financial advice is worth it

As someone who may have experienced the benefits of financial planning with us, you may know that financial security is about taking charge of your financial situation, no matter what life throws at you. But did you know that someone who starts saving with the help of a qualified financial planner could also be more than $91,000 better off at retirement?

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Reduce your tax today with EOFY tax tips

The end of the 2010/11 financial year is fast approaching, which also means tax time. If you haven't thought about your tax yet, don't fear, there are a number of strategies you can put in place to trim your tax bill.

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Turn lemons into delicious pies!

With lemons in season, why not turn them into delicious lemon meringue pies?

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Edition 15 view edition

Financial markets focus: your questions answered

Dr. Shane Oliver, Chief Economist and Head of Investment Strategy for AMP Capital, answers some of your key questions on the economy and financial markets.

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New Year, no debt!

The New Year is a great time to sort out your finances and make plans for the year ahead but for some of us, it’s also when we face up to maxed-out holiday season credit card bills.

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Thinking about retirement?

Are you expecting to retire soon? Here are some great tips to help you improve your outlook.

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Living to be 100 – the insider’s guide.

It sounds like a BIG ambition, but living longer - and stronger - is eminently achievable if our genes are good, and our habits are even better.

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Edition 14 view edition

The season of giving

Christmas is the time for being thankful for what we have, but also a chance to give to those less fortunate.

It’s the time of the year when we start laying plans to get together with friends and family for Christmas and to watch the clock tick over into the New Year.

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The price of education

The cost of educating children keeps rising, but there are ways to ensure you can give them everything – and maintain your current lifestyle too!

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Thinking of travelling to make the most of the Aussie dollar?

Thinking of travelling overseas this holiday season to make the most of the rising Aussie dollar? Use this A-Z guide by Dr Deborah Mills to help you keep fighting fit while you see the world.

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Are you getting the most from your super?

With half of the financial year almost gone, time is running out to make the most of the tax benefits available to you via your super. The good news if you are expecting a work bonus is that you may be able to reduce your 2010/11 financial year tax bill, and keep more of your hard-earned money for yourself!

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Gingerbread men

Yummy Gingerbread men biscuits to give your friends and family over Christmas.

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Edition 13 view edition

Opportunities in emerging markets

If we see more turbulence in the markets, or even at current levels, then there are opportunities for investors to take advantage of attractive valuations, particularly from emerging countries.

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The good, the bad and the tax refund

We all know that taxes are one of life's most un-welcomed certainties. However, although we tend to think negatively about anything that takes away a portion of our hard-earned cash, there are times when lodging a tax return can put a smile on our face.

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Will you be able to enjoy your retirement?

According to the latest AMP Retirement Adequacy Index, there is an alarming number of people facing an inadequate lifestyle in retirement. However with a little help, there is a great way for people over the age of 55 to boost their retirement savings with a building for retirement strategy.

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Debt free and happy

Money may not buy complete happiness. But there's no doubt that living with 'bad' debt is enough to wipe the smile off the face of working Australians - and new research has now proved this.

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Learn to cook an Aussie beer pie!

Nothing beats a hot, homemade meat pie. Hit the spot with this simple recipe.

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Edition 12 view edition

Market update – insights and understanding

A market update for quarter ending 31 March 2010 has been provided below, including market commentary from AMP Chief Economist Shane Oliver.

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A super jargon buster

Want to make sense of your super? Here's a list of some of the most commonly used super terms to make understanding your super easier.

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Case studies - Super strategies

When trying to understand how super strategies can work for you, examples can help. Here are 2 examples covering spouse contribution tax off-set, government co-contribution and holding insurance cover within your super fund.

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Smarter than the average saver

Considering the cost of a child’s education can whip some parents into a financial frenzy.

Deciding on the best school or university to send a child to is a major consideration for most parents, but perhaps even more important is working out how to pay for the cost of education fees.

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Teriyaki beef & beans

With autumn upon us - whip up a quick, delicious, and nutritious dinner with this teriyaki beef & beans recipe.

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Edition 11 view edition

2010 - An interesting year

With the renewed optimism in financial markets and the reported end of the recent global financial crisis, comes inevitable interest rate rises. Now is the time to think about what impact rate rises may have on your financial situation.

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Market snapshot - what’s on the horizon

Since worldwide markets bottomed-out in March 2009, concerted efforts by governments across the globe have resulted in significant market improvements into 2010. Read more about how the new environment is affecting your assets.

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Sort out your super this financial year

Before you know it, the end of financial year will be upon us. Now is a great time to focus on some tips and strategies which may be valuable in assisting with your short-term tax, and long-term retirement plans.

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Will you have enough money to retire comfortably?

According to the latest AMP Retirement Adequacy Index, over 40% of the Australian workforce is still not saving enough for a comfortable retirement. People aged under 40, female workers and spouses not working full-time are particularly over-represented in this category.

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Dollar dazzlers

With a firm grip on her travel budget, Melanie Ball, a travel writer and photographer, explores Australia for dollar-friendly holiday options.

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Edition 10 view edition

Kick starting your finances in the New Year

The Christmas break and the quiet January period is the perfect time to get your financial affairs in order.

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Your market update

How the markets are tracking since 30 September 2009

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Wealth creation and security can come from a variety of directions

Whether you want to invest for the long-term, protect yourself and your family or find a tax-effective way to contribute to your super, there a number of options available to you.

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Making the most of changes in social security payments

If you are of retirement age, there is a good chance you will have seen a substantial increase in your age pension payment in recent weeks. Have you considered what to do with any extra income?

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Edition 9 view edition

Spotlight on salary sacrificing

Review your level of salary sacrifice contributions during the 2009/10 financial year.

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Investing in your taste buds

With warmer weather on its way, here's a recipe that will put a spring back into your step!

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Edition 8 view edition

Taming the credit card beast

It’s easy to lose track of your spending and get into more debt that you can handle. Here are some simple strategies to get back in control.

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What drives petrol prices?

An interesting article that explains what affects fuel prices. It also provides tips on being more fuel effective.

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Edition 7 view edition

End of financial year planning tips

As we approach the end of a tumultuous financial year, there are a number of tried and tested tips and strategies that may be valuable in assisting you with your short-term tax, and longer-term retirement position.

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Top super tips

Although falling share markets have put superannuation savings back in the spotlight, there are also other important super issues to consider.

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Unravelling the Government’s household stimulus package

Following much debate, on February 2009 legislation was passed by Parliament, introducing 5 lump sum bonuses targeted at low to middle income households and individuals. These lump sum bonuses are intended to give the economy a boost by getting people to spend more money.

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Edition 6 view edition

Tips on reducing financial stress

The current market conditions and climate could be taking a toll on you emotionally and financially, but there are ways to reduce the stress and worry you may be feeling about the current economic situation.

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Edition 5 view edition

Edition 4 view edition

Do you want to kick start your financial goals?

If you’re trying to save for a new home, car or holiday, there are a number of easy strategies you can use to reach your goals sooner.

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Interest free… the gain or the pain?

Whilst having 2 years interest-free to pay off a large purchase may sound too tempting to pass up, as with anything, always go back to the age-tested saying "buyer beware".

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Edition 3 view edition

The ups and downs of investing

When markets are experiencing wild swings, having a plan is crucial.

By finance journalist Melissa Wilkinson

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Living off existing assets and boosting super at the same time

If you are considering putting money into super here is an example of how the right choice of contribution type can maximise your benefits and take advantage of tax concessions.

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Edition 2 view edition

Edition 1 view edition


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